I said I'm SOMEWHAT socialist. This means that my assessment of a situation is not limited solely to free-market capitalist ideology, I lack those dogmatic blinders.

"If you squeeze the profit out, guess what? There will be no more credit cards for most people."

That's easily solved with a publicly-run non-profit bank. We have plenty of huge banks that do their best to bleed money out of people. Why not add a bank -- a simple non-profit -- whose mission is to serve the public?

See? That's the sort of sensible solution that one cannot find when limited by an entirely free-market mindset.

But capitalists scream bloody murder when such solutions are suggested. Why be afraid of one tiny non-profit bank? Aren't capitalists supposed to love to "let the market decide?"

Why not give consumers a choice? Let them decide! Some may choose to bank with an institution that charges high interest rates, pays low interest rates, finds clever ways to charge hidden fees, and puts their life's savings at risk for its own profit. But most would prefer to bank with a non-profit dedicated to making their money grow, rather than bleeding it from them.

"Again and again, leftists try to interfere in the affairs and agreements of others, believing that they are better able to make choices and control behaviors for others. Why is that?"

On the contrary, it is capitalists who deny the consumer this choice between a private and public bank. Why is that?

Capitalists are deathly afraid that most people would prefer banks that serve the public to banks that serve themselves at the public expense. After all, how would they make money on customers who decide they are better served elsewhere?

If we give people a REAL choice -- including a public, non-profit bank -- and THEN "let the market decide," consumers will choose a public bank overwhelmingly.

So why are capitalists too controlling to allow the consumer this simple choice? Come on, let's let the market decide this one.